Virtual terminal

Virtual terminal for secure payments over the phone

With the virtual terminal, your business can benefit from an alternative to physical card readers. The virtual terminal allows you to securely process one-off or recurring payments over the phone, with the option to set up delayed capture payments, pre-authorise card payments, and also verify card details. Created as MOTO (Mail Order/Telephone Order) payment, it also adds an extra layer of security to the transaction.

How does the virtual terminal work?

One-time payments

Take payments via credit and debit cards or setup a Direct Debit.

Automatic receipts

Receive automatic receipts after a transaction is completed.

Different transaction types

Allows multiple types of card transactions including: preauthorisation, sale, verification and delayed capture.

Recurring fixed payment schedules

Charge your customers a set amount at regular intervals, with customisable instalment amounts and dates.

Instant transaction reports

Promptly report successful transactions and view reconciliation in Xero, Sage and QuickBooks, within five minutes.

Credit a customer’s card

Enables you to issue refunds to your customers and vendors, with flexibility to adjust the amount and even pay to a new card not previously used on our platform.

Multiple users

Take multiple simultaneous phone payments and once taken, track which user initiated the transaction. You can also process transactions from different merchant IDs
(different locations) and choose which users can have access to each transaction.

Verify customer details

Choose from verifying your customers’ payment details via postcode and/or first address line.

Why use virtual terminal?

Easy to setup and use

The Blink Payment virtual terminal is user-friendly and easy to set up. Accept payments from anywhere, without the need to share a physical payment terminal.

Seamless automation

Benefit from automatic receipts, payment schedules, and reconciliation so all incoming payments are matched with invoice amounts.

Time saving

Card data encryption allows for re-runs of the transaction, multiple user access, automated receipts, and efficient reconciliation – saving you time.

Enhanced security

Enter your customers’ card details directly into the virtual terminal the first time only, which then ensures the security of both the initial process and future transactions.

Improved customer experience

Offer your customers a seamless experience with automated receipts, delayed payment captures, enhanced security, and effortless transaction re-runs.